Fountain Financial & Tax

Fountain Financial & Tax provides discretionary asset management to individuals, high‑net‑worth clients, trusts, estates and charitable organizations, documenting client goals and risk tolerances to tailor investment programs. The firm is affiliated with a tax preparation and legal practice and its principal is a licensed insurance agent, so tax, legal and certain insurance services are offered in addition to investment management.

Portfolios are managed on a discretionary basis using fundamental analysis and may include long‑ and short‑term positions, option writing and other derivative instruments; the brochure specifically discloses the use of derivatives in separately managed accounts and discusses related risks such as leverage, counterparty exposure and options sensitivities. Accounts are reviewed at least quarterly and clients may impose written restrictions; the firm highlights a range of security‑specific risks and notes monitoring and rebalancing practices, including tax‑loss harvesting opportunities.

Distinctive aspects compared with many peers include the firm’s affiliation with an accounting/tax and legal practice—an activity to which the principal devotes the majority of his time—and its status as an insurance producer that may receive commissions, both of which the brochure identifies as potential conflicts mitigated by disclosure and fiduciary obligations. The firm also reports serving charitable organization clients and discloses participation in non‑investment business activities and private placement or alternative investments, features that are less common among independent advisers.