Fountaindale, LLC

Fountaindale provides portfolio management and investment advice under a wrap-fee program to individuals, including high-net-worth clients, as well as small businesses and nonprofit organizations. The firm delivers services primarily through an online, interactive website that uses algorithm-based questionnaires to generate automated investment solutions and operates with discretionary trading authority, as described in its Wrap Fee Brochure.

The firm’s investment approach is grounded in Modern Portfolio Theory, emphasizing diversified, long-term trading strategies that are tailored to each client through the online onboarding process and formalized in client-specific investment policy statements. Fountaindale states it continuously monitors client accounts and implements portfolio changes in accordance with client objectives, but does not accept proxy-voting authority and directs clients to receive and vote proxies themselves.

The brochure identifies Fountaindale as an internet-based adviser and the sponsor of a wrap-fee program while acting as sole portfolio manager, a combination that is uncommon among similarly sized advisers. Beyond the individual client base described in the brochure, the firm’s filings indicate it also engages with an atypical mix of institutional clients — including sovereign wealth funds, banking or thrift institutions, state and municipal governments, insurance companies, and other investment advisers — a noteworthy client mix given the firm’s small scale.