Four Seasons Investment Management, Inc.

Four Seasons Investment Management provides discretionary investment management to individuals and families through an all‑inclusive wrap fee program and, as of December 31, 2025, managed approximately $26.7 million for roughly 36 clients. The wrap program combines portfolio management with custodial, reporting and most trading services, and the firm requires client assets be held at an independent qualified custodian.

The firm pursues an actively managed, diversified approach, using fundamental, technical and cyclical analysis to construct portfolios across stocks, bonds, mutual funds and ETFs and may employ both short‑ and long‑term positions and option strategies. Client accounts are reviewed at least quarterly by the firm’s president and adjusted or rebalanced as appropriate within client‑defined objectives and risk profiles.

Distinctively, Four Seasons acts as both the sponsor of its wrap program and the sole portfolio manager, a structure the brochure identifies as creating a potential conflict because trading costs are paid through the wrap fee; the firm discloses this conflict and states policies intended to address it. The firm has shifted away from offering standalone financial planning and does not charge performance‑based fees, concentrating its advisory business on the internally managed wrap program.