Foy Financial Services, Inc.

The firm provides discretionary portfolio management and financial planning primarily for individual clients, including high-net-worth and retirement accounts, and also accepts corporate and trust accounts. It offers direct advisory services and acts as a strategic partner to other advisory firms under solicitor agreements that place client assets into its SELECTOR Money Management programs.

Investment management is based on a trend-following, asset-allocation discipline that emphasizes diversification across mutual funds, ETFs, closed-end funds, and variable annuity subaccounts, with systematic adjustments to equity-versus-bond ratios as market stages change. The firm offers multiple pre-defined management styles spanning aggressive growth to income-oriented allocations and includes financial planning and estate/retirement planning services at no additional charge when clients use its asset-based advisory services.

Notable differences from many peers include operating solicitor relationships and providing model management to other advisors despite being a very small independent firm with a single advisory professional, a practice that is less common among firms of this size. The firm also reports no disciplinary history, does not accept commissions or dual registrations, and discloses a long-standing Better Business Bureau membership and complaint history as part of its disclosures.