Francis Capital Management, Inc.

Francis Capital Management provides investment and wealth management to individuals and families, and also accepts trusts, pension and profit-sharing plans, charitable organizations and businesses. The firm operates on a fee-only, percentage-of-assets-under-management basis and manages client portfolios on a discretionary basis, investing primarily in individual equities, fixed income securities, mutual funds and exchange-traded funds.

The firm pursues a long-term, total-return orientation and combines fundamental and technical analysis to identify opportunities, favoring customized, separately managed portfolios rather than pooled or model strategies and avoiding hedge funds and private equity. Clients receive ongoing communication and quarterly reporting, and the firm typically operates through an institutional custodian to access trading, research and administrative services.

Notable differences from many peers include an explicit custody requirement — the firm states it will not manage accounts unless the client places assets with the recommended custodian — and it discloses the potential conflict that may arise from receiving institutional services. The firm also notes it is employee-owned, does not provide standalone financial planning, and does not charge performance fees.