Katonah, NY Office

Frazier Financial Consultants provides personalized financial planning and investment management to individuals, trusts, estates, and charitable organizations. The brochure states the firm is fee‑only, does not accept commissions or sell financial products, and managed approximately $196 million in discretionary assets as of December 31, 2025; it offers both ongoing asset management and standalone or hourly financial planning engagements.

The firm’s investment approach uses a strategic asset allocation with a core‑and‑satellite structure, employing passively managed index funds and ETFs as the core and selectively adding active funds where appropriate, with discretionary authority to implement trades. Portfolios are globally diversified and documented in an Investment Policy Statement, and the firm integrates tax planning, estate planning, and implementation support into its asset management engagement.

Noteworthy operational details in the brochure include no account minimums, an explicit reduction in advisory charges for employer‑sponsored retirement plan assets held elsewhere, and the provision of tax‑preparation work for clients’ CPAs as part of ongoing management. The brochure lists the firm’s website and SEC adviserinfo reference and indicates the firm advertises third‑party ratings in its public materials; it also notes that clients generally vote their own proxies unless they request the firm’s assistance.