Freedom Money Management LLC

Freedom Money Management provides personalized financial planning and investment supervisory services to individuals, trusts, estates and small businesses through separate Financial Planning and Investment Management programs. The firm states it will work with individual (non‑high‑net‑worth) clients and does not impose a stated account minimum, rather than focusing solely on pooled or institutional mandates.

Its investment approach emphasizes long‑term investing using fundamental analysis and a combination of strategic and tactical asset allocation, with portfolios constructed from mutual funds, equities, fixed income, ETFs, REITs and similar securities and governed by an Investment Policy Statement with periodic reviews and rebalancing. Although the firm typically seeks discretionary authority, it also offers non‑discretionary management where clients must agree to trades—a material non‑discretionary orientation that is uncommon among peers in this category.

Distinctive features include the firm’s small scale—one management person and modest assets under management—and a business model that pairs project or hourly financial planning (terminating upon delivery) with separate asset‑based supervisory services. The brochure also discloses an affiliated insurance activity (commissionable products), a recommendation to use Interactive Brokers as custodian (including receipt of research/soft‑dollar benefits), allowance for client‑directed brokerage, and a policy that the firm does not vote client proxies.