Frost Investment Services

Jerald Liesman is a financial advisor at Frost Investment Services with 33 years of industry experience. He holds a Series 63 designation and has worked at Frost Brokerage Services, Inc. and Frost Bank since 1993 and 1987, respectively. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs that integrate model portfolios from its affiliate with third-party managers, utilizing a research-driven investment process and providing optional tax and ESG overlay services.

Sandra Delagarza is a financial advisor at Frost Investment Services with 14 years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Delagarza is based in San Antonio, TX. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a range of strategies implemented through the Fidelity Managed Account Xchange platform.

Steve Gott is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 credential and 33 years of industry experience. His prior roles include positions at Frost Brokerage Services, U.S. Capital Wealth Advisors, and multiple entities within the USCA group. Outside of his advisory work, he manages a single home rental property in Houston, TX. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, implementing client portfolios through the Fidelity Managed Account Xchange platform with a process that incorporates fundamental, technical, and cyclical research.

Christopher Massey is a CFP® with 30 years of industry experience, currently serving at Frost Investment Services in San Antonio, TX. He has worked with Frost Brokerage Services since 2003 and Frost National Bank since 2002. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Arturo Inigo is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Frost Private Bank, Amerant Investments, BBVA entities, Bank of America, and Merrill. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management with an enterprise platform of approximately 179 advisors managing about $3.7 billion in assets. The firm's affiliation with a banking institution and its asset-based fee model distinguish its operating structure from many peers.

Alberto Fraga is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, Merrill, Bank of America, and Fidelity Investments. Outside of his advisory work, he owns and manages residential rental properties through Tyler Capital Holdings Inc. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as a large-scale enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Ralph Gonzales is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2017 to 2021. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm combines enterprise scale with a banking institution affiliation and manages approximately $3.7 billion in client assets through a team of around 179 advisors.

Pura Connor is a financial advisor at Frost Investment Services with 15 years of industry experience. She holds the Series 66 designation and has worked at Frost Bank and Frost Brokerage Services since 2012. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Ivona Kostulak is a financial advisor with Frost Investment Services in San Antonio, TX. She holds the Series 66 designation and has 25 years of industry experience. Her career includes roles at Merrill and Frost Brokerage Services before joining Frost Investment Services in 2017. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm combines enterprise scale with a banking institution affiliation, managing approximately $3.7 billion in client assets.

Kandice Sotuyo is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and four years of industry experience. She has worked at Frost Bank since 2015. Outside of her advisory role, she is a co-owner of DS & KP Investments LLC, an investment-related business. Frost Investment Services serves a mix of individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Juan Vanegas is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at J.P. Morgan Chase, LPL Financial, and Truist Investment Services. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, managing approximately $3.7 billion in assets through a platform of around 179 advisors. The firm is notable for its affiliation with a banking institution, which influences its referral, custody, and compensation arrangements.

Gilbert Araiza is a CFP® with over 22 years of experience in the financial industry. He has worked with Frost Bank and Frost Brokerage Services since 2008. His role includes fiduciary and administrative financial services related to retirement accounts and custody relationships. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing model-based strategies and third-party managers through the Fidelity Managed Account Xchange platform.

Cheryl Persons is a financial advisor at Frost Investment Services in Austin, TX, holding Series 63 and Series 65 licenses with 23 years of industry experience. Her prior roles include positions at PNC Investments and BBVA Wealth Solutions Inc., with a career spanning over a decade in related financial institutions. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining multiple investment strategies and research approaches.

Alex Bahun is a financial advisor with Frost Investment Services in Austin, TX, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at Frost Brokerage Services and Frost Bank since 2012 and has been with Frost Investment Services since 2017. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and various managed account programs, utilizing a multi-disciplinary investment approach and implementing client portfolios through the Fidelity Managed Account Xchange platform.

James Cratty is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Frost Investment Services and its affiliated entities since 2017, following a two-year tenure at Lincoln Investment. Frost Investment Services serves individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management across an enterprise platform of approximately 179 advisors managing about $3.7 billion in client assets. The firm's affiliation with a banking institution and its fee model centered on assets under management distinguish its operating structure within its peer group.