Fruit of the Vine Financial, LLC
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About
Fruit of the Vine Financial, LLC provides investment management, comprehensive and project-based financial planning, and retirement plan consulting and management to individual clients, high-net-worth individuals, and employer plan sponsors. The firm delivers ongoing portfolio supervision and written financial plans and advises on common instruments such as stocks, bonds, mutual funds, ETFs, and municipal and U.S. government securities.
The firm develops client-specific investment policies and asset allocation targets through personal discussions and uses fundamental and cyclical analysis, a mix of passive and active strategies, and selective use of alternative funds. It offers an option for Biblically Responsible Investing for clients who wish to align portfolios with Biblical values and implements portfolios on a discretionary basis while accepting reasonable client-imposed restrictions in writing.
Noteworthy features include managing $8.41 million in discretionary assets across nine client relationships, producing a relatively high assets-per-client ratio for a small adviser, and offering ERISA retirement-plan services that can include acting as an investment manager under section 3(38). The brochure also discloses the firm’s use of the Altruist One subscription and Altruist’s model marketplace (an advisor-paid service the firm monitors for conflicts) and states that trades are executed on an individual-account basis rather than through aggregated block trades.
Client services
Expertise
Fee options
Comprehensive financial planning fee up to $6,000; ongoing financial planning fees are fixed and negotiated
$0 - $100,000: 1.50% $100,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001+: 0.60%
$300/hour for project-based financial planning
Ongoing comprehensive financial planning fees paid quarterly in advance, amount negotiable
Minimum fee: Flat fee for comprehensive financial planning up to $6,000; hourly fee for project-based planning $300/hour Fee-only: Firm is fee-only, compensated solely by client fees, no commissions received
Main office
2810 Oak Run Pkwy Ste 400 D
New Braunfels TX 78132
Advisors at this office
1
Most active in
Minnesota · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
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