Fruth Investment Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$410,799,965
Clients
172
Advisors
3
of 3 employees
About
Fruth Investment Management is a fee-only registered investment adviser that provides professional portfolio management and, on a limited basis, financial planning for individuals, IRAs, trusts, foundations, and corporate clients. The firm reports approximately $415,175,563 in discretionary assets under management and manages about 173 client accounts.
Portfolios are tailored to each client's objectives, with asset allocation and security selection driven by client needs and market conditions; equity exposure is obtained primarily through individual stocks rather than mutual funds or ETFs. The firm employs both fundamental and technical analysis (a principal is a member of the American Association of Professional Technical Analysts), typically holds investments long term with turnover around 5–7% annually, and does not trade options, futures, hedge funds, commodities or use margin.
Distinctive operational features include a $500,000 account minimum (negotiable in some cases), a relatively large asset base per client given the firm’s client count, and a clear custodial practice recommending Charles Schwab while deducting fees directly from client accounts. The firm also maintains standing letters of authorization for third‑party transfers under SEC no‑action letter conditions and continues to honor legacy referral payment arrangements with Schwab for certain pre‑2007 clients.
Client services
Expertise
Fee options
Financial planning fees may be charged as fixed price agreed upfront, not exceeding $1,200 paid more than six months in advance
$0 - $500,000: 1.25% $500,000 - $5,000,000: 1.00% $5,000,000 - $10,000,000: 0.75% $10,000,000+: 0.50%
Account minimum: $500,000 Fee-only: Fee-only investment management based on AUM with tiered rates; financial planning fees may be fixed price agreed upfront
Main office
820 Gessner #1640
Houston TX 77024
Advisors at this office
3
Most active in
Ohio · Texas
Also doing business as
Fruth Investment Management · Fruth Richard J & Associates Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Richard F
Series 63
Houston, TX
Fruth Investment Management
Richard Fruth is a financial advisor at Fruth Investment Management in Houston, TX, with 33 years of industry experience. He has been leading Richard J. Fruth & Associates, Inc. since 1992. He holds the Series 63 designation. Fruth Investment Management is a fee-only registered investment adviser serving individuals, trusts, foundations, and corporate clients. The firm focuses on discretionary portfolio management with a stock-focused strategy that combines fundamental and technical analysis, maintaining low portfolio turnover and typically avoiding mutual funds, ETFs, options, futures, and margin.
Kymberly W
Series 66
Houston, TX
Fruth Investment Management
Kymberly Watson is a financial advisor at Fruth Investment Management in Houston, TX, holding a Series 66 designation with 12 years of industry experience. She has been with Ameriprise and Ameriprise Financial Services, Inc. since 2013. Fruth Investment Management is a fee-only registered investment adviser serving individuals, trusts, foundations, and corporate clients with discretionary portfolio management. The firm emphasizes tailored asset allocation and individual stock selection through fundamental and technical analysis, maintaining a concentrated, long-term investment approach with low turnover.
Drew K
Series 65
Houston, TX
Fruth Investment Management
Drew Kittey is a financial advisor at Fruth Investment Management in Houston, TX, holding a Series 65 credential with six years of industry experience. Prior to joining Fruth Investment Management in 2018, he worked at Phillips 66 and ENGIE NA. Fruth Investment Management is a fee-only registered investment adviser managing approximately $404 million in assets for individuals, trusts, foundations, and corporate clients. The firm employs a tailored investment approach focusing on direct stock ownership combined with fundamental and technical analysis, maintaining low portfolio turnover and avoiding options, futures, hedge funds, or margin.
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