FSC Wealth Advisors, LLC logo

FSC Wealth Advisors, LLC

Updated today

Client assets under management

$91,226,548

Clients

686

1% high-net-worth

Advisors

4

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

172

Very High

Average account size

$132,983

About

FSC Wealth Advisors, LLC is an SEC-registered independent investment adviser that provides fee-based investment supervisory, portfolio management, investment consulting and financial planning to individuals, businesses, qualified retirement plans, trusts, estates and charitable organizations. The firm manages approximately $122.3 million in discretionary assets and serves a relatively large client base of about 686 clients supported by a four-advisor team.

The firm’s investment approach emphasizes broadly diversified, systematically managed portfolios with periodic rebalancing and client-specific investment policy statements that consider risk tolerance and time horizon. For clients seeking more customized strategies, FSC offers separately managed account direct-indexing strategies with tax-loss harvesting and, in some cases, covered-call overlays to address concentrated positions.

FSC discloses several features that distinguish it from many peers: it provides services to plan-level or pooled retirement accounts and conducts educational workshops and seminars for investors and the public. The firm also maintains an affiliated accounting practice and reports that some representatives are dually licensed as registered representatives and insurance agents and that it has received transitional assistance from a broker-dealer partner; these relationships are disclosed as potential conflicts and are managed through client disclosures.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)

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Fee options

Fixed

Fixed project fees negotiated per project; payment terms agreed upon, with no more than $1200 prepaid for more than six months

Percentage

$0 - $100,000: 2.50% (for agreements executed on or after January 17, 2013) $100,001 - $250,000: 2.35% (for agreements executed on or after January 17, 2013) $250,001 - $500,000: 2.30% (for agreements executed on or after January 17, 2013) $500,001 - $750,000: 2.25% (for agreements executed on or after January 17, 2013) $750,001 - $1,000,000: 2.20% (for agreements executed on or after January 17, 2013) $1,000,001+: 2.05% (for agreements executed on or after January 17, 2013) $0 - $100,000: 1.95% (for agreements executed prior to January 17, 2013) $100,001 - $250,000: 1.80% (for agreements executed prior to January 17, 2013) $250,001 - $500,000: 1.75% (for agreements executed prior to January 17, 2013) $500,001 - $750,000: 1.70% (for agreements executed prior to January 17, 2013) $750,001 - $1,000,000: 1.65% (for agreements executed prior to January 17, 2013) $1,000,001+: 1.50% (for agreements executed prior to January 17, 2013)

Project-based

Up to $275.00 per hour depending on complexity

Other

Fee-only: Hourly rate up to $275.00 per hour; fixed project fees negotiated on a case-by-case basis, not to exceed $1200 prepaid for more than six months

Main office location

FSC Wealth Advisors, LLC

1 Summit Court, Suite 100

Fishkill NY 12524, United States

Number of offices

3

Most active in

California · Connecticut · Florida · Maryland · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · Rhode Island · South Carolina · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jeffrey S

Series 63, Series 65

Fishkill, NY

FSC Wealth Advisors, LLC

Jeffrey Scott is a financial advisor at FSC Wealth Advisors, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSC Wealth Advisors since 2010, as well as at Geneos Wealth Management Inc and NEXT Financial Group, Inc. He serves as a director of the Aesculapius Club. FSC Wealth Advisors provides investment supervisory, portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, qualified retirement plans, trusts, estates, and charitable organizations. The firm uses broadly diversified, systematic model portfolios and discretionary management with ongoing monitoring, offering solutions such as an Active Management Program with direct-indexing strategies and tax-loss harvesting.

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
user avatar

James C

Series 63, Series 65, Series 66

Fishkill, NY

FSC Wealth Advisors, LLC

James Comblo is a financial advisor with FSC Wealth Advisors, LLC, holding Series 63, 65, and 66 licenses and 12 years of industry experience. His work history includes roles at C2P Capital Advisory Group, Geneos Wealth Management, and Next Financial Group. Outside of advisory services, he owns FSC Tax Advisors and Comblo Funding Corp. FSC Wealth Advisors provides investment supervisory, portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs broadly diversified, systematic model portfolios alongside an Active Management Program that includes tax-loss harvesting and direct-indexing strategies.

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
user avatar

Shane C

Series 63, Series 65

Waterford, CT

FSC Wealth Advisors, LLC

Shane Clarke is a financial advisor at Prosperity Capital Advisors with 27 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Geneos Wealth Management, FSC Wealth Advisors, NEXT Financial Group, Primerica Advisors, and Guardian Life Insurance. Outside of his advisory role, he coaches soccer for the Northeast Rush Soccer Club. Prosperity Capital Advisors provides financial planning, consulting, and discretionary investment management to a diverse client base, including individuals, businesses, charitable organizations, and retirement plan sponsors. The firm employs a model-driven, multi-sleeved investment approach utilizing core risk-based portfolios and specialized strategies across various asset types and platforms.

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
user avatar

Elizabeth A

Series 65

Fishkill, NY

FSC Wealth Advisors, LLC

Elizabeth Arcara is a financial advisor with FSC Wealth Advisors, LLC, holding a Series 65 designation and three years of industry experience. She has worked at GENEOS Wealth Management Inc. and FSC Wealth Advisors since 2022. Outside of her advisory role, she has been involved in the hospitality industry as a bartender at Cafe Corp 165 / Hudson Grille since 2016. FSC Wealth Advisors provides investment supervisory, portfolio management, financial planning, and consulting services to individuals, high-net-worth clients, qualified retirement plans, trusts, estates, and charitable organizations. The firm employs broadly diversified, systematic model portfolios with a discretionary approach and offers specialized programs such as an Active Management Program featuring direct-indexing strategies and tax-loss harvesting.

Concentrated stock management Options & derivatives strategies Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k)
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