FSP Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and other institutions, offering portfolio management, modular financial planning, and pension consulting. The firm delivers both discretionary and non-discretionary portfolio management and makes educational seminars and workshops available to the public at no charge.
Investment advice is tailored to each client's objectives and risk tolerance using a mix of methods (fundamental, technical, charting) and both long- and short-term strategies, and the firm may recommend or place clients with third‑party advisers and monitor their performance. A notable portion of the firm's assets is managed on a non‑discretionary basis, so many transactions require client approval rather than being executed solely at the firm’s discretion.
FSP Advisors operates with several outside-business affiliations that distinguish it from many peers: persons providing advice are registered representatives of a broker‑dealer and are licensed insurance agents, the firm may share in third‑party adviser fees, and it may receive brokerage research or other soft‑dollar benefits. The combination of pension consulting and participant education services, offered workshops, and the multiple advisory and brokerage roles of its advisors creates potential conflicts of interest that the firm discloses and manages.
Client services
Expertise
Fee options
$750 flat fee for assisting clients with death distributions
$0 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.75% Over $5,000,000+: Negotiable
$250 per hour for financial planning and pension consulting services, negotiable
Account minimum: $25,000
Main office
See office900 Jefferson Road Suite 301
Rochester NY 14623
Advisors at this office
3
Offices (2)
Most active in
New York
Also doing business as
Financial Service Partners Advisory · Fsp Advisors, Inc. · Leigh Baldwin & Co., LLC · Ruiz, Julian, Joaquin
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
Julian R
Series 63, Series 65, Series 66
Rochester, NY
FSP Advisors, Inc.
Julian Ruiz Jr. is a financial advisor with FSP Advisors, Inc. in Rochester, NY, holding Series 63, 65, and 66 licenses and over 40 years of industry experience. He has worked at FSP Advisors since 2019 and has a long tenure with Leigh Baldwin & Co., LLC and Progressive Marketing. Ruiz is also a board member of the Henrietta Chamber of Commerce. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and institutions, offering portfolio management, modular financial planning, and pension consulting. The firm uses a combination of fundamental, technical, and charting methods to tailor investment advice to client objectives and risk tolerance, and it offers educational seminars and workshops to the public at no charge.
Ryan B
Series 63, Series 65
Rochester, NY
FSP Advisors, Inc.
Ryan Bierley is an advisor at FSP Advisors, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Leigh Baldwin & Co., LLC and Progressive Marketing Services. In addition to his advisory role, he sells fixed life, disability, and fixed annuities on a part-time basis. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and other institutions, offering portfolio management, modular financial planning, and pension consulting. The firm uses a mix of investment methods and provides both discretionary and non-discretionary portfolio management, along with educational seminars and workshops available to the public at no charge.
Luke S
Series 65, Series 66
Rochester, NY
FSP Advisors, Inc.
Luke Squires is a financial advisor at FSP Advisors, Inc. in Rochester, NY, with 10 years of industry experience. He holds the Series 65 and Series 66 licenses and has worked at Assurance Service Partners, LLC and Leigh Baldwin & Co., LLC since 2016. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and institutions, offering portfolio management, modular financial planning, and pension consulting. The firm combines multiple investment approaches tailored to client objectives and risk tolerance and offers educational seminars and workshops to the public at no charge.
Alan B
Series 66
East Chatham, NY
FSP Advisors, Inc.
Alan Besterman is a financial advisor at FSP Advisors, Inc. with 43 years of industry experience. He holds a Series 66 designation and has worked at FSP Advisors since 2017 and at Leigh Baldwin & Co., LLC since 2008. Outside of advising, he serves as a certified pistol instructor and is involved with the East Chatham Fire Department as an assistant chief, treasurer, and bookkeeper. He also owns a tax return preparation business, The Balance Sheet, Inc. FSP Advisors, Inc. provides advisory services to individuals, employee benefit plans, trusts, estates, and other institutions, offering portfolio management, financial planning, and pension consulting. The firm employs a variety of investment methods tailored to client objectives and risk tolerance, delivering both discretionary and non-discretionary management while making educational seminars available to the public at no charge.
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