Windsor, CO Office

Future Capital Management provides fee-based investment management primarily to individual investors and also serves pension and profit-sharing plans, trusts, estates, corporations, and other entities. In addition to discretionary portfolio management, the firm offers financial planning, consultation, and qualified retirement plan consulting services and may recommend or place assets with unaffiliated third‑party money managers.

The firm’s investment approach is active and tactical: it emphasizes tactical asset allocation and maintains proprietary investment model portfolios overseen by an internal Investment Committee. Portfolios may use a wide range of instruments — including mutual funds, options, DSTs, variable insurance products, and interests in real estate or oil and gas partnerships — and are typically managed through a discretionary wrap-fee program that covers transaction costs.

Distinctive features include operating its own wrap fee program (using custodians such as Charles Schwab and Altruist) while also recommending other investment advisers or outsourced managers for certain accounts, a combination that is uncommon among peers. Future Capital is also a licensed insurance agency and its representatives are licensed insurance producers who may receive commissions for insurance sales; the brochure discloses this dual role and related conflict‑of‑interest considerations.