Future Finances Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides personalized financial planning and discretionary investment management for individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, small businesses, and certain institutional clients such as banks and investment companies. As of the most recent filing it reported approximately $304.6 million in assets under management across roughly 691 accounts, and it executes trades under a limited power of attorney while clients retain custodial control.
Investment management combines a core‑and‑satellite, tactical and strategic asset allocation framework with an explicit emphasis on technical analysis (charting, cyclical and timing methods) alongside fundamental research. Portfolios typically use passive index funds and ETFs as cores with tactical satellite allocations, are managed on a discretionary basis, and are supported by ongoing monitoring and periodic reviews; the firm also offers standalone financial planning and implementation through brokerage and insurance channels.
Notable and less common features in the brochure include affiliations that provide access to managed futures programs and physical metals through an affiliated independent introducing broker registered with the NFA, and certain personnel who are registered representatives of a broker‑dealer and hold commodity futures qualifications (Series 3). The firm also offers other financial products (annuities, insurance, limited partnerships) and serves institutional client types such as banks and investment companies—characteristics that are uncommon among similarly sized supported advisory firms.
Client services
Expertise
Fee options
$0 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $750,000: 0.75% $750,001 - $1,000,000: 0.50% $1,000,001+: 0.25%
Certain persons associated with FFI may receive commissions from securities and insurance transactions separately from advisory fees.
Financial planning fees charged hourly ranging from $50 to $500 per hour, depending on advisor and complexity.
Account minimum: $500,000 Minimum fee: Minimum fee for financial planning services is $1,250 and is not negotiable. Fee-only: Financial planning services are charged hourly at $50 to $500 per hour depending on advisor and complexity; Financial planning fee minimum $1,250.
Main office
100 Northwoods Blvd. Suite B
Columbus OH 43235
Advisors at this office
2
Most active in
Florida · Ohio · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Advisors at this firm
Max L
Series 63
Columbus, OH
Future Finances Inc
Max Larsen is a CFP® with 40 years of industry experience and is currently affiliated with Future Finances Inc in Columbus, OH. He has held positions at Osaic Wealth, Inc. and Triad Advisors, Inc., and has served as president of both Future Finances Inc. and Professional Benefit Planning Corp. In addition to his advisory role, Larsen is president of FF1 Alternatives, LLC, an independent introducing broker offering managed futures programs and physical metals to high-net-worth clients. Future Finances Inc provides personalized financial planning and discretionary portfolio management to a diverse client base including individuals, pension plans, trusts, and institutional clients. The firm employs a core-and-satellite investment approach combining passively managed index funds and ETFs with tactical opportunities, and operates a hybrid model offering both fee-based management and commissionable products.
Bradley H
CFP®
Columbus, OH
Future Finances Inc
Bradley Huffman is a CFP® professional with 28 years of experience in financial advising. He has been with Future Finances Inc since 1997, serving as CIO and CEO, and has prior experience at Triad Advisors, Inc. and Professional Benefit Planning Corp. He is also involved with FFI Alternatives LLC, an independent introducing broker offering access to managed futures programs. Future Finances Inc provides personalized financial planning and discretionary portfolio management to a diverse client base, including individuals, pension plans, trusts, and small businesses. The firm employs a core-and-satellite investment approach, combining passively managed index funds and ETFs with tactical asset allocation strategies.
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