Future Finances Inc logo

Future Finances Inc

Updated today

Client assets under management

$304,621,367

Clients

288

68% high-net-worth

Advisors

2

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

144

Very High

Average account size

$1,057,713

About

The firm provides personalized financial planning and discretionary investment management for individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, small businesses, and certain institutional clients such as banks and investment companies. As of the most recent filing it reported approximately $304.6 million in assets under management across roughly 691 accounts, and it executes trades under a limited power of attorney while clients retain custodial control.

Investment management combines a core‑and‑satellite, tactical and strategic asset allocation framework with an explicit emphasis on technical analysis (charting, cyclical and timing methods) alongside fundamental research. Portfolios typically use passive index funds and ETFs as cores with tactical satellite allocations, are managed on a discretionary basis, and are supported by ongoing monitoring and periodic reviews; the firm also offers standalone financial planning and implementation through brokerage and insurance channels.

Notable and less common features in the brochure include affiliations that provide access to managed futures programs and physical metals through an affiliated independent introducing broker registered with the NFA, and certain personnel who are registered representatives of a broker‑dealer and hold commodity futures qualifications (Series 3). The firm also offers other financial products (annuities, insurance, limited partnerships) and serves institutional client types such as banks and investment companies—characteristics that are uncommon among similarly sized supported advisory firms.

Client services

Financial planning Portfolio management

Expertise

General tax planning College savings (529s, UTMA, etc.) Annuities

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Fee options

Percentage

$0 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $750,000: 0.75% $750,001 - $1,000,000: 0.50% $1,000,001+: 0.25%

Commissions

Certain persons associated with FFI may receive commissions from securities and insurance transactions separately from advisory fees.

Project-based

Financial planning fees charged hourly ranging from $50 to $500 per hour, depending on advisor and complexity.

Other

Account minimum: $500,000 Minimum fee: Minimum fee for financial planning services is $1,250 and is not negotiable. Fee-only: Financial planning services are charged hourly at $50 to $500 per hour depending on advisor and complexity; Financial planning fee minimum $1,250.

Main office location

Future Finances Inc

100 Northwoods Blvd. Ste "B"

Columbus OH 43235, United States

Number of offices

1

Most active in

Florida · Ohio · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Max L

Series 63

Columbus, OH

Future Finances Inc

Max Larsen is a CFP® with 40 years of industry experience and is currently affiliated with Future Finances Inc in Columbus, OH. He has held positions at Osaic Wealth, Inc. and Triad Advisors, Inc., and has served as president of both Future Finances Inc. and Professional Benefit Planning Corp. In addition to his advisory role, Larsen is president of FF1 Alternatives, LLC, an independent introducing broker offering managed futures programs and physical metals to high-net-worth clients. Future Finances Inc provides personalized financial planning and discretionary portfolio management to a diverse client base including individuals, pension plans, trusts, and institutional clients. The firm employs a core-and-satellite investment approach combining passively managed index funds and ETFs with tactical opportunities, and operates a hybrid model offering both fee-based management and commissionable products.

General tax planning College savings (529s, UTMA, etc.) Annuities
user avatar

Bradley H

CFP®

Columbus, OH

Future Finances Inc

Bradley Huffman is a CFP® professional with 28 years of experience in financial advising. He has been with Future Finances Inc since 1997, serving as CIO and CEO, and has prior experience at Triad Advisors, Inc. and Professional Benefit Planning Corp. He is also involved with FFI Alternatives LLC, an independent introducing broker offering access to managed futures programs. Future Finances Inc provides personalized financial planning and discretionary portfolio management to a diverse client base, including individuals, pension plans, trusts, and small businesses. The firm employs a core-and-satellite investment approach, combining passively managed index funds and ETFs with tactical asset allocation strategies.

General tax planning College savings (529s, UTMA, etc.) Annuities
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