Gaines, John Andrew
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Gaines, John Andrew provides advisory and financial planning services to a mix of individuals, high‑net‑worth families, tax‑exempt foundations, charities, and business entities, delivering consultation and modular or comprehensive planning engagements. The firm advises on a broad set of investments — including mutual funds, variable annuities, municipal and government securities, partnership interests and, where approved by LPL Financial, hedge funds — and also provides general investment guidance for ERISA and IRA accounts.
The adviser employs a combination of fundamental and technical research methods (including charting, cyclical analysis, Elliott Wave techniques and long‑term price‑to‑earnings analysis) and implements strategies ranging from long‑term purchases to short‑term trades and option writing. Engagements are non‑discretionary, typically reviewed monthly or quarterly, and planning work is time‑limited (planning periods do not exceed six months).
Compared with many investment managers, the firm commonly charges fixed or hourly fees rather than a percentage‑of‑assets‑under‑management and discloses that at least half of its time is spent on other business activities, including services through LPL Financial and the sale of insurance and annuity products. The principal is also a registered representative of LPL Financial and a licensed insurance agent, and the brochure discloses potential conflicts when investment or insurance recommendations are implemented through those roles.
Client services
Expertise
Occupation focus
Fee options
Fixed fees ranging from $2,000 to $5,000 for sophisticated clients
Receives commissions as a registered representative for securities and insurance products
Hourly rate of $250.00 for modular financial and estate planning
Fee-only: Hourly rate of $250.00; Fixed fees ranging from $2,000 to $5,000 for sophisticated clients
Main office
30131 Town Center Drive, Suite 170
Laguna Niguel CA 92677
Advisors at this office
1
Most active in
California
Also doing business as
Gaines, John Andrew · John A. Gaines, Clu · John Andrew Gaines
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Advisors at this firm
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