Gallo Lupo LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Gallo Lupo LLC dba Gallo Lupo Retirement Guides provides retirement-focused financial planning and retirement plan sponsor services to plan fiduciaries as well as to individuals and families transitioning to or in retirement. Services described in the brochure include retirement readiness and distribution planning, Social Security and Medicare transition guidance, investment analysis, and education for plan participants.
The firm’s advice for individuals is tailored using client profile information (time horizon, risk tolerance, income, net worth, etc.), while participant-facing education is delivered as general group sessions rather than individualized investment recommendations. When working with plans the firm reviews plan documents and platform materials, considers plan‑specific limitations (available asset classes, QDIA options), and offers non‑fiduciary support such as plan design input and investment manager searches; it does not provide custody or execute trades, so clients implement recommendations themselves.
Two features that distinguish Gallo Lupo from many peers are its emphasis on employee group enrollment and educational workshops for plan participants and its use of hourly, fee‑only engagement arrangements rather than percentage‑of‑assets fees. The firm operates with a single advisory representative and is newly registered, a small, planning‑only structure that concentrates institutional knowledge (and related key‑person considerations) while explicitly avoiding asset management or custody of client funds.
Client services
Financial planning
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Social Security optimization
Medicare planning
Occupation focus
Retired
Fee options
Fixed fees may be charged for larger projects, with estimates provided prior to engagement.
Standard hourly rate is $300 per hour, negotiable and may be subject to discount.
Account minimum: No minimum account or net worth size Fee-only: Hourly fee of $300, negotiable and may be subject to discount; fixed fees may be provided via estimates for larger projects.
Main office location
Gallo Lupo LLC
Kirkland WA, United States
Number of offices
1
Most active in
Gallo Lupo LLC has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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