Gallugi Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Gallugi Wealth Management provides discretionary investment management to individuals (including high‑net‑worth clients) and charitable organizations, offering portfolio construction, asset allocation, and ongoing supervision aligned with each client’s objectives. The firm also delivers in‑house accounting and tax services through its CPA principal and staff (one staff member devotes roughly 70% of her time to those services), and several advisory personnel maintain broker‑dealer and insurance licenses that enable implementation of commissionable products when appropriate.
The adviser’s investment process emphasizes fundamental analysis and a primarily long‑term strategy implemented largely with diversified mutual funds and ETFs, while permitting tactical rebalancing or shorter‑term trades to address market conditions or client needs. GWM may also employ individual equities, fixed income, over‑the‑counter securities, limited partnerships and other alternative investments, using an internal due diligence process and allowing clients to impose reasonable account restrictions.
Noteworthy aspects disclosed in the brochure include the firm’s combination of investment advice with substantial tax/accounting capabilities and personnel who are dually registered or licensed, a structure the firm identifies and discloses as a potential conflict of interest. The firm reports approximately $76 million in discretionary assets under management, maintains an institutional relationship with Charles Schwab that provides technology and service benefits, and reports no legal or disciplinary history.
Client services
Expertise
Fee options
$0+: 1.25% +: 0.25%
Advisory Persons as registered representatives earn commissions in separate capacity; advisory fees do not include commissions.
Main office
352 Park Street, West 206
North Reading MA 01864
Advisors at this office
2
Most active in
Massachusetts · New Hampshire
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Michael G
Series 63, Series 65
North Reading, MA
Gallugi Wealth Management, LLC
Michael Gallugi is the principal of Gallugi Wealth Management, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience and has operated his own CPA practice offering tax and accounting services since 1989. He has also worked with Purshe Kaplan Sterling Investment since 2014. Gallugi Wealth Management provides discretionary investment management to individuals, including high-net-worth clients, and charitable organizations. The firm combines investment advice with in-house accounting and tax services, emphasizing fundamental analysis and a primarily long-term investment strategy using diversified mutual funds and ETFs.
Abigail L
Series 63, Series 65
North Reading, MA
Gallugi Wealth Management, LLC
Abigail Lowell is a financial advisor at Gallugi Wealth Management, LLC with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Purshe Kaplan Sterling Investments from 2021 to 2024. In addition to her advisory role, she provides tax and accounting services through Michael J. Gallugi, CPA, dedicating a significant portion of her time to these services. Gallugi Wealth Management offers discretionary investment management primarily to individuals, including high-net-worth clients, and charitable organizations. The firm integrates investment advice with in-house tax and accounting services, employing a long-term, fundamental analysis-based investment approach using diversified mutual funds, ETFs, and other securities.
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