Woodbury, MN Commerce Drvie Office

Gambit Capital Management serves individual and high‑net‑worth clients, including accredited investors and employer‑sponsored retirement plans, by providing discretionary portfolio management alongside services such as financial planning, financial coaching, tax preparation, employee benefit plan advisory, and outsourced CIO consulting. The firm manages accounts both directly and via third‑party managers and platforms, and works with clients on investment policy, prior investment history, and family or business considerations.

Gambit describes a long‑term investment philosophy grounded in fundamental and cyclical analysis, employing asset allocation, asset‑and‑liability matching, and options strategies that are tailored to each client and implemented through direct trading, outside managers, or the Betterment Institutional platform. Portfolios may include ETFs, individual equity and debt securities, mutual funds, derivatives, commodities, and—when suitable for accredited clients—private placements, with the firm monitoring suitability and ongoing risk.

What distinguishes Gambit from many peers is its explicit use of derivatives and options within client portfolios and its disclosures about monitoring leverage and related risks, signaling that certain separately managed accounts may employ derivative positions and borrowing or leverage. The firm also combines an automated Betterment Institutional implementation with human coaching, offers CIO consulting to other advisers, and maintains affiliations with two insurance entities, arrangements the brochure notes can create potential conflicts of interest.