Gant Investment Advisors, Inc.

Gant Investment Advisors is a small, state-registered independent advisory firm that provides portfolio management services to individual clients, managing about $1.75 million across roughly 40 accounts. The firm generally charges percentage-of-assets-under-management fees billed quarterly, provides discretionary management, and delivers quarterly statements and periodic reviews.

The firm follows a long-term, buy-and-hold approach tailored to clients’ stated goals and risk tolerance, implementing diversified allocations with low-cost index funds for equities and FDIC-insured certificates of deposit or U.S. Treasuries for fixed income, typically with maturities not exceeding five years. Portfolios are monitored and rebalanced annually, with accounts reviewed at least quarterly and adjustments made as needed.

Notably, the firm’s principal maintains affiliations with other entities (including Gant Group LLC and Smart Money Management) and sells insurance products and annuities through an affiliated broker/agent arrangement, devoting roughly 25% of time to those activities; the brochure also discloses occasional use of insurance companies to provide annuity investments. These affiliated business activities and other financial product sales are disclosed in the ADV and may be a material consideration for prospective clients.