Garcia Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Garcia Financial Planning is a fee-only registered investment adviser that provides investment management and financial planning to individuals, families, and business owners. Services include comprehensive financial plans and ongoing planning arrangements in conjunction with discretionary portfolio management for client accounts.
The firm develops individualized investment policies and asset-allocation targets, managing portfolios with stocks, bonds, mutual funds, and ETFs using a mix of passive and active approaches and a generally long-term orientation. Garcia Financial Planning also offers socially conscious investing options and will construct customized SRI portfolios using third‑party research when clients request values-based criteria.
A distinctive operational feature is the firm’s use of a single recommended institutional custody platform and its reliance on that platform’s digital tools for account opening, custody, and trade execution. The firm does not aggregate or “block” trades across clients and provides reporting primarily through custodial statements rather than separate firm-generated performance reports, and it maintains a dedicated ongoing planning tier tailored for business owners that is applied according to assets under management.
Client services
Expertise
Occupation focus
Fee options
$0 - $2,000,000: 1.50% annually $2,000,000+: 1.00% annually
$750 per month for Ongoing Financial Planning for Business Owners with less than $1,000,000 in assets under management
Account minimum: $500,000 Fee-only: Investment management fees based on tiered asset percentages; fixed monthly fees for Ongoing Financial Planning
Main office
3597 E Monarch Sky Ln, Suite 240
Meridian ID 83646
Advisors at this office
1
Most active in
Idaho
Also doing business as
Garcia Financial Planning · Garcia Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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