Garde Capital, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$2,262,491,633
Clients
462
Advisors
9
of 18 employees
About
Garde Capital provides discretionary and non-discretionary investment management and financial planning to individuals, families, trusts, and institutional clients, including pension and retirement plans. The firm manages approximately $2.65 billion in client assets (about $2.64 billion discretionary and $14.8 million non-discretionary) across roughly 462 client relationships and also offers other wealth management services such as insurance review and coordination with tax or estate advisors.
The firm’s investment approach combines modern portfolio theory with insights from behavioral finance to construct diversified, global portfolios implemented primarily with low-cost exchange-traded funds (the brochure cites an average fund expense of about 0.08%). Portfolios are customized to client risk profiles and may, for select clients, include alternatives, options or futures, and private funds; accounts are reviewed at least quarterly and fees are billed quarterly in advance with adjustments for large cash flows.
Distinctive features in the brochure include a relatively large asset base managed by a small advisory team (approximately $2.65 billion across nine advisors) and a stated $15,000 minimum annual advisory fee that can raise effective costs for households below roughly $1.6 million. The firm also describes regular client reporting (available monthly, quarterly, semi‑annual, or annual via email, online portal, or mail), provides pension-plan participant education, discloses written referral arrangements with outside entities, and reports no material business affiliations.
Client services
Expertise
Occupation focus
Fee options
Flat fees charged for additional financial services beyond portfolio management; amount varies by scope and client
$0 - $1,000,000: 0.95% annually $1,000,001 - $2,000,000: 0.90% annually $2,000,001 - $5,000,000: 0.90% annually $5,000,001 - $10,000,000: 0.80% annually $10,000,001 - $25,000,000: 0.60% annually $25,000,001 - $50,000,000: 0.50% annually $50,000,001+: 0.40% annually
Up to $400 per hour, negotiable, depending on service complexity and personnel
Account minimum: $1,600,000 Minimum fee: $15,000 minimum annual advisory fee per household (negotiable) Fee-only: Hourly fees up to $400 per hour for financial planning services when not bundled with portfolio management; flat fees may be charged for other financial services priced based on scope of work
Main office
1301 Fifth Avenue, Suite 3030
Seattle WA 98101
Advisors at this office
9
Most active in
California · Louisiana · Oregon · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Cody B
CFA®, Series 66
Seattle, WA
Garde Capital, Inc.
Cody Barney is a CFA® charterholder and holds a Series 66 license, with 18 years of experience in the financial industry. He has been with Garde Capital, Inc. since 2015. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and retirement-plan clients. The firm employs a customized investment approach that integrates modern portfolio theory with behavioral finance, using diversified portfolios that include low-cost ETFs, individual securities, and alternatives.
Jeffery L
Series 63, Series 65
Seattle, WA
Garde Capital, Inc.
Jeffery Lippens is a financial advisor with Garde Capital, Inc. in Seattle, WA. He holds Series 63 and Series 65 designations and has 25 years of industry experience. He has been with Garde Capital since 2009. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and pension and retirement-plan clients. The firm employs a customized investment approach that combines modern portfolio theory with behavioral finance, utilizing diversified portfolios of ETFs, individual securities, and alternative strategies tailored to client risk profiles.
Thomas O
Series 63, Series 65
Seattle, WA
Garde Capital, Inc.
Thomas Owens is a financial advisor at Garde Capital, Inc. in Seattle, WA, holding Series 63 and Series 65 licenses with 26 years of industry experience. He has been with Garde Capital since 2009. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and pension and retirement-plan clients. The firm employs a customized, globally diversified investment approach that incorporates modern portfolio theory and behavioral finance, managing approximately $2.26 billion in assets as of the end of 2024.
Richard S
CFP®, CFA®, Series 66
Seattle, WA
Garde Capital, Inc.
Richard Severs is a CFP® and CFA® credentialed advisor at Garde Capital, Inc. in Seattle, WA, with 21 years of industry experience. He has been with Garde Capital since 2009. Outside of his advisory role, he serves as treasurer for a local homeowners association that manages liability protection for a neighborhood park. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and retirement-plan clients. The firm employs a customized investment approach that integrates modern portfolio theory and behavioral finance, utilizing diversified portfolios primarily composed of low-cost exchange-traded funds alongside select individual securities and alternatives.
Henry W
CFP®, Series 63, Series 65
Seattle, WA
Garde Capital, Inc.
Henry Wurst is a CFP® with six years of industry experience, currently serving as a financial advisor at Garde Capital, Inc. He has held roles at several firms including Coldstream Wealth Management, Paracle Advisors, and The Vanguard Group. Garde Capital provides investment management and financial planning services to individuals, families, trusts, and institutional clients. The firm employs a portfolio approach based on modern portfolio theory and behavioral finance, primarily using low-cost exchange-traded funds tailored to client risk profiles.
Ashley F
Series 65
Seattle, WA
Garde Capital, Inc.
Ashley Fancher is a financial advisor at Garde Capital, Inc. with 11 years of industry experience. She holds a Series 65 designation and has been involved with Veritas Development, Inc., a real estate development company, where she serves as president overseeing development projects. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and pension and retirement-plan clients. The firm employs a customized investment approach combining modern portfolio theory and behavioral finance, managing diversified portfolios primarily through low-cost ETFs and other securities tailored to client risk profiles.
Marshal M
Series 63, Series 66
Seattle, WA
Garde Capital, Inc.
Marshal Mcreal is a financial advisor at Garde Capital, Inc. in Seattle, WA, with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Garde Capital since 2009. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and retirement-plan clients. The firm combines modern portfolio theory with behavioral-finance insights to create customized, globally diversified portfolios, primarily using low-cost exchange-traded funds alongside select individual securities and alternatives.
Rey S
CFP®, CFA®
Seattle, WA
Garde Capital, Inc.
Rey Santodomingo is a CFP® and CFA® with over 15 years of industry experience, currently serving as an advisor at Garde Capital, Inc. since 2024. His prior experience includes roles at Bank of America Private Bank and Parametric Portfolio Associates. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and pension clients. The firm employs a customized, globally diversified investment approach combining modern portfolio theory and behavioral finance, managing approximately $2.26 billion in assets as of the end of 2024.
Ryan K
Series 65
Seattle, WA
Garde Capital, Inc.
Ryan Kinerk is a financial advisor at Garde Capital, Inc. in Seattle, WA, holding a Series 65 designation with one year of industry experience. His prior work includes positions at Convoy, Inc. and Parametric Portfolio Associates. Garde Capital provides investment advisory and financial planning services to individuals, families, trusts, charitable organizations, and pension and retirement-plan clients. The firm uses a combination of modern portfolio theory and behavioral finance, implementing customized, globally diversified portfolios primarily with low-cost exchange-traded funds.
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