Gary L. Greenberg

The firm provides discretionary investment management and consulting services to a small client base that includes individuals (both non‑high‑net‑worth and high‑net‑worth), pension and profit‑sharing plans, trusts and estates, charitable organizations and business entities. Brochure‑listed consulting services include cash‑flow forecasting, retirement planning, charitable giving, estate planning, risk management and occasional expert‑testimony engagements, in addition to portfolio management for individual accounts.

The firm’s investment process emphasizes fundamental analysis and a long‑term, buy‑and‑hold orientation, with allocations among mutual funds, ETFs, individual equity and debt securities and options tailored to each client’s risk tolerance, time horizon and liquidity needs. It accepts discretionary authority to implement strategies and offers both fixed flat fees for stand‑alone consulting and percentage‑of‑assets advisory fees for portfolio management; it may also recommend privately placed securities to qualifying accredited investors while not acting as a private‑fund adviser.

Distinctive features include a solo‑practitioner structure in which the principal conducts ongoing monitoring and quarterly account reviews, an arrangement that is uncommon among peers in this category. The combination of pension consulting, work for charitable organizations, provision of portfolio management for individual clients, and the availability of fixed consulting fees alongside asset‑based advisory fees are all characteristics the brochure highlights as atypical for similar firms.