G
GCD Financial Planning and Advisory Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
GCD Financial Planning and Advisory Services provides customized, fee-only financial planning and advisory services for a broad mix of individual clients (low, middle and high income, including high‑net‑worth individuals), trusts and estates, small businesses, and charitable organizations. Services described in the brochure include retirement and estate planning, tax and cash‑flow analysis, insurance review, education funding, debt management, and investment planning across mutual funds, ETFs, equities and fixed income.
The firm operates under a fiduciary standard and does not manage client assets, accept custody, or exercise discretionary trading authority; clients retain implementation and custody decisions and the firm recommends custodians and brokers as appropriate. Investment advice emphasizes asset allocation and diversified, fund‑based strategies, and the firm charges fixed, retainer, or hourly fees rather than a percentage‑of‑assets model.
Notable features for a firm in this category include a single managing member with over 40 years of senior corporate finance and corporate banking experience and an explicit practice of offering pro‑bono and affordable planning options to broaden access. The brochure also highlights that the firm reports no assets under management and relies on hourly and negotiated fixed fees—practices that differ from the percentage‑of‑AUM fee structures common among many investment‑manager peers.
Client services
Financial planning
Educational seminars or workshops
Expertise
General retirement planning
Social Security optimization
Medicare planning
Cash flow / budgeting
Debt management
Fee options
Fixed fees for one-time financial planning services typically range from $750 to $3,000.
Hourly fees range from $150 to $400 per hour, billed monthly in arrears.
Fee-only: Initial Financial Planning set up Fee $750 - $3,000; Ongoing Annual Fee $250 - $2,000 per year; One-time Financial Planning Fee $750 - $3,000; Fees are negotiable and based on complexity, time, and client circumstances.
Main office location
GCD Financial Planning and Advisory Services
Fairfield CT, United States
Number of offices
1
Most active in
GCD Financial Planning and Advisory Services has reported serving >5 clients in these states in the last 12 months.
Connecticut
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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