GCR Financial Services, LLC

The firm provides fee‑based financial planning, investment supervisory services, and tax preparation/advice to individual clients and related trust, small‑business, and retirement‑plan relationships; it reports managing approximately $47.4 million for about 39 clients. It operates as a solo independent adviser and offers ongoing asset supervision, standalone written plans, and hourly consultations.

Investment supervision is conducted primarily on a non‑discretionary basis, with the adviser presenting an Initial Investment Proposal and obtaining client authorization for transactions; portfolios emphasize diversified allocations using mutual funds, ETFs and individual bonds, with individual equities generally limited to a small portion when requested. The firm applies fundamental analysis, Modern Portfolio Theory, technical and quantitative techniques, and provides written supervisory reviews at least quarterly.

Noteworthy features include an affiliation with an accounting/tax practice and the provision of tax preparation and tax advice for a fee, which the brochure describes as an integrated part of its services — an arrangement that is uncommon among independent advisers. The firm does not receive commissions, generally does not accept discretionary authority, and maintains custodial relationships (including Charles Schwab Institutional services) for execution, reporting, and fee withdrawal with client consent.