Gebhart & Associates, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides broad-based, modular, consultative financial planning to individuals, trusts, estates, charitable organizations, corporations, and other business entities, delivering written financial plans and offering hourly general consulting for single-topic needs. It charges fixed fees for comprehensive plans and hourly fees for modular services and does not offer portfolio management or report assets under management.
When investment guidance is included in a plan, the firm generally recommends generic, asset-class diversified portfolios rather than specific securities and uses financial planning software to analyze clients’ positions and goals. The firm does not exercise investment discretion, does not take custody of client funds or securities, does not vote proxies, and conducts reviews or updates only at a client’s request.
The firm’s brochure discloses a material disciplinary history involving enforcement proceedings related to the sale of unregistered securities, subsequent appeals, settlements and partial client recoveries, as well as a CFP Board letter of admonition and payments of penalties and costs. Principals are separately licensed insurance agents who may earn commissions on insurance sales, prepare tax returns for selected clients, and serve on nonprofit boards—relationships the firm discloses as potential conflicts of interest and may, at its discretion, offset against advisory fees.
Client services
Expertise
Fee options
Commission-based compensation earned by firm Associated Persons as independent insurance agents for selling insurance products.
Hourly rate for modular financial planning/general consulting services at $150 per hour, negotiable.
Fee-only: Fixed fee for financial planning services generally ranging between $1,000 and $3,000, negotiable.
Main office
301 N. Vine Street
Fallbrook CA 92028
Advisors at this office
2
Most active in
California · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Donna G
Series 63
Fallbrook, CA
Gebhart & Associates, Inc.
Donna Gebhart is a financial advisor at Gebhart & Associates, Inc. in Fallbrook, CA, holding a Series 63 designation with 30 years of industry experience. She has been with Gebhart & Associates since 1998. Outside of her advisory role, she is also licensed as an insurance agent offering life, health, disability, long-term care, and fixed annuities. Gebhart & Associates is a small registered advisory firm providing financial planning, modular consulting, and related services to individuals, trusts, estates, charitable organizations, and business entities. The firm focuses on written financial plans and asset-class or diversified-portfolio recommendations rather than ongoing portfolio management.
Alvin G
CFP®, Series 63, Series 65
Fallbrook, CA
Gebhart & Associates, Inc.
Alvin Gebhart Jr. is a CFP® with 44 years of industry experience and is a principal at Gebhart & Associates, Inc. in Fallbrook, California, where he has worked since 1998. He has served on the Fallbrook Public Utility Board since 2006. In addition to his advisory role, he is also an insurance agent offering life, accident, health, property and casualty insurance, and fixed annuities. Gebhart & Associates is a small registered advisory firm that provides financial planning and consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm delivers written financial plans and modular consulting with a focus on asset-class and diversified-portfolio recommendations rather than ongoing portfolio management.
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