Hull, MA Office

Generous Wealth Management serves individuals — including high-net-worth clients — as well as charitable organizations and businesses, offering discretionary investment management, multi-level financial planning, retirement plan advisory, and fee-based annuity services. The firm provides both ongoing and project-based planning through tiered “Prosperity” programs and coordinates with third-party providers for tax preparation and other professional services.

The firm’s investment approach emphasizes strategic asset allocation grounded in modern portfolio theory, with tactical deviations as market conditions warrant, and it frequently uses outside managers and separately managed account solutions. Portfolios may include traditional equities and fixed income as well as alternative investments and structured products; the brochure notes the firm may access private investment funds and monitors held-away accounts as part of comprehensive advice.

Two features the brochure highlights that are less common among peers are a past self-regulatory disclosure — the firm’s principal agreed to terms after a FINRA Rule 4511 finding related to signing documents on behalf of a prior firm and clients during the COVID period — and the firm’s involvement with private investment fund opportunities. The firm also documents services that go beyond typical wealth management for its size, such as fee-based annuities, tax-preparation facilitation and credits for larger clients, and formal coordination with clients’ broader professional teams.