Novi, MI Office

The firm provides wealth management and consultation services to individual and high‑net‑worth clients, managing about $69.8 million across 17 limited‑discretionary accounts. Offerings include comprehensive portfolio management, financial planning consultations, and—as a value‑added service for wealth‑management clients—preparation of the annual federal and state personal income tax returns.

As a fee‑only registered adviser the firm emphasizes long‑term, strategic asset allocation grounded in Modern Portfolio Theory and fundamental analysis, typically implementing portfolios with mutual funds and exchange‑traded funds and maintaining limited discretionary authority. The adviser requests active client participation, schedules at least biannual reviews, and executes trades through institutional custodial relationships with aggregated order capabilities.

The practice is unusual among small independent firms in its combination of accounting and advisory roles: the adviser holds CPA/PFS/CFP credentials, maintains an accounting practice, and makes tax‑preparation services available to clients. While the firm currently focuses on individuals, its brochure also notes the ability to serve pension and profit‑sharing plans and describes ERISA‑related fiduciary and bonding considerations, a capability not commonly cited by solo advisers.