Gerard Asset Management, L.L.C.

Gerard Asset Management, LLC provides discretionary investment management and supervisory services to individuals, trusts, estates, business entities and charitable organizations. The firm reports managing about $10.9 million for roughly 18 clients and does not impose account minimums, which allows it to serve smaller individual portfolios as well as institutional or business accounts.

The adviser implements fully discretionary portfolio management tailored to each client’s stated objectives and risk tolerance, employing fundamental, charting and technical analysis across equities, fixed income and other investments and conducting annual reviews. Fees are generally asset-based and billed quarterly (typical schedules disclosed at 0.5%–1.5% of assets under management), though the firm notes that alternative arrangements, including negotiated minimum annual charges, may be agreed with clients.

Distinctively, the firm is a small, single-advisor practice whose principal is a licensed attorney who maintains a separate solo law practice and spends approximately 5–15% of their time on estate planning, probate, disability law and commercial business matters; the brochure indicates no arrangement with the adviser that creates a material conflict of interest. The firm also notes it does not advise private funds, does not charge performance-based fees, does not accept commissions or third‑party referral compensation, and will manage both individual and corporate/business client portfolios on a discretionary basis.