Gerstemeier Financial Group,LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$141,124,007
Clients
73
Advisors
2
of 2 employees
About
Gerstemeier Financial Group, LLC provides personalized financial planning and ongoing investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations and small businesses. The firm operates on a fee-only basis and serves a relatively small client base with two advisers managing roughly $143 million in discretionary assets across about 70 clients.
The firm favors a strategic asset-allocation, core-and-satellite approach that uses passive index funds and ETFs for core exposures and tactical satellite allocations as appropriate, and it commonly implements portfolios on a discretionary basis while using investment policy statements and periodic rebalancing. Client relationships are documented with written plans and net worth statements, quarterly reviews, and trade execution under a limited power of attorney; retirement plan engagements are handled on a non-discretionary consulting basis.
Noteworthy for a firm of its size, the principals and staff hold professional financial planning and tax/accounting credentials (CFP®, CPA/EA) and the firm offers in-house tax-preparation and trust/estate support alongside retirement-plan consulting. The adviser does not sell commission products or participate in wrap programs, and it leaves proxy voting to clients rather than casting votes on their behalf.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning fixed fees typically range from $1,500 to $8,000 based on scope and complexity.
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.50%
$325 per hour for limited scope financial planning and tax preparation; $225 per hour for follow-on implementation work after financial plan delivery.
Account minimum: $1,000,000 Minimum fee: Minimum annual fee of $10,000 for investment management services for new clients. Fee-only: Firm is strictly fee-only; does not accept commissions, sales charges, or referral fees.
Main office
Naples FL
Advisors at this office
2
Most active in
California · Florida · Illinois · Ohio
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Laura G
CFP®, Series 65
Naples, FL
Gerstemeier Financial Group,LLC
Laura Gerstemeier is a CFP® with 17 years of industry experience and has been with Gerstemeier Financial Group, LLC since 2008. She is based in Naples, FL, and holds the Series 65 designation. Gerstemeier Financial Group, LLC provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm uses a strategic asset-allocation approach combining passive index funds and ETFs with tactical satellite allocations and manages approximately $143 million in discretionary assets for about 70 clients.
Robert G
CFP®, Series 65
Naples, FL
Gerstemeier Financial Group,LLC
Robert Gerstemeier is a CFP®-credentialed financial advisor with 22 years of industry experience. He is a principal at Gerstemeier Financial Group, LLC, where he has worked since 2009. The firm provides personalized financial planning and ongoing investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. Gerstemeier Financial Group employs a strategic asset-allocation approach using passive index funds and ETFs for core exposures combined with tactical satellite allocations, managing approximately $143 million in discretionary assets for around 70 clients.
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