GFS Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
GFS Financial Advisors, LLC serves individuals and high‑net‑worth individuals with fee‑based financial planning and advisory services, offering hourly and fixed‑fee planning engagements and a paid newsletter/market update service called Money Matters (via Forfield Advisors) at $29.99 per month or $240 per year. The firm reports no assets under management and generally does not manage individual client portfolios directly, instead placing client assets with third‑party money managers.
The firm operates primarily as a co‑advisor and referral intermediary, helping clients select model portfolios, complete paperwork, and acting as the ongoing liaison to managers such as Simplicity Wealth, Gradient Investments, Inspire, and Camelot while sharing in their advisory fees and, in some cases, receiving incentive payments. Financial plans are delivered within 90 days, account reviews are conducted at least quarterly, and investment discretion over specific securities typically remains with the third‑party managers rather than with the firm.
Notable distinctions disclosed in the brochure include the subscription newsletter offering (an uncommon revenue source among peers) and a managing member who maintains a separate, commission‑generating insurance and precious‑metals business that generates more than half of his revenue, creating potential conflicts of interest that are addressed in the firm’s disclosures and procedures. Taken together with the firm’s lack of direct portfolio management and reported $0 AUM, these compensation arrangements and service model are atypical for an independent single‑advisor firm and are factors clients should review in the brochure.
Client services
Expertise
Fee options
Fixed fee financial planning services up to a maximum of $5,000, negotiable.
$0+: 2.00% total max annual fee with 1.00% to GFS and 1.00% to Simplicity Wealth under Co-Advisor agreement $0+: Gradient Investments fee tiers (total fees shown, with GFS sharing portion): Custom Indexing - Strategic 2.15% (GI 1.15% + GFS 1.00%) $0+: Strategic portfolio 2.00% (GI 1.00% + GFS 1.00%) $0+: Custom Indexing - Allocation 1.85% (GI 0.85% + GFS 1.00%) $0+: Allocation 1.70% (GI 0.70% + GFS 1.00%) $0+: Tactical 1.70% (GI 0.70% + GFS 1.00%) $0+: Defined Outcome 1.70% (GI 0.70% + GFS 1.00%) $0+: Private Wealth 1.50% (GI 0.50% + GFS 1.00%) $0+: Preservation 1.00% (GI 0.40% + GFS 0.60%) $0+: Inspire fee tiers: $0-$999,999 1.90% (Inspire 0.65% + GFS 1.25%) $1,000,000 - $9,999,999: Inspire 1.65% (0.65% + 1.00%) $10,000,000 - $49,999,999: Inspire 1.40% (0.65% + 0.75%) $50,000,000++: Inspire 1.15% (0.65% + 0.50%) $0+: Camelot Portfolios, LLC fee tiers: Model Management 1.50% (0.50% + 1.00%), Private Portfolio Management 2.00% (1.00% + 1.00%), Protected Participation Strategy 1.49% (0.49% + 1.00%)
Commissions received by managing member from insurance and precious metals sales, separate from advisory fees.
$250 per hour for financial planning services.
Subscription fees for newsletters - $29.99/month or $240 annually; fees can be waived at firm's discretion.
Fee-only: Hourly fees of $250; Fixed fees up to $5,000 for financial planning services, both negotiable.
Main office
216 W. 21st Street
Hazleton PA 18201
Advisors at this office
1
Most active in
Pennsylvania
Also doing business as
Gfs Financial Advisors, LLC · Kingdom Financial Ministries · Kingdom Financial Ministry · Kingdom Financial Minitstry
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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