Gilmore Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Gilmore Financial Planning is a fee-only adviser that provides written financial planning to individuals and high‑net‑worth clients through project-based and ongoing engagements covering retirement, tax and estate planning, cash‑flow and debt management, business planning, and investment analysis. The firm does not accept commissions and refers clients to third‑party professionals when needed.
The firm's planning approach emphasizes Modern Portfolio Theory and a mix of passive and active fund choices when securities are recommended, but it does not provide discretionary portfolio management or custody of client assets; clients are expected to implement investment recommendations through their chosen custodians. Financial plans are tailored to client goals and the firm coordinates with outside attorneys, accountants, or tax professionals when appropriate.
Notably, Gilmore differs from many independent peers by not offering portfolio management and by using fixed and hourly planning fee arrangements rather than percentage‑of‑assets fees, and it reported no assets under management as of the brochure date. The principal holds CFP certification and brings a background in mathematics, information technology, and data analysis, and the firm maintains client responsibility for proxy voting and custody.
Client services
Expertise
Fee options
Fixed fee for Project-Based Financial Planning ranging from $3,000 to $9,600.
Hourly fee of $300 per hour for Project-Based Financial Planning services.
Recurring fixed monthly fees for Ongoing Financial Planning services ranging from $300 to $800, paid monthly in advance.
Fee-only: Ongoing Financial Planning: Fixed monthly fees ranging from $300 to $800, paid monthly in advance; Project-Based Financial Planning: Fixed fees ranging from $3,000 to $9,600 or hourly fee of $300 per hour.
Main office
Herndon VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Gilmore Financial Planning · Gilmore Financial Planning LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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