Doylestown, PA Office

Girard Advisory Services, LLC is a fee‑only registered investment adviser that provides wealth management, portfolio management, financial planning, retirement plan consulting, and related services to individuals, trusts, estates, charitable organizations, pension and profit‑sharing plans, and business entities. The firm serves both individual clients (including high‑net‑worth households) and plan sponsors and participants, offering discretionary and non‑discretionary management, ongoing planning, and participant‑level advice.

Girard emphasizes asset allocation, diversification, and tailoring portfolios to client objectives through a proprietary research process and an Investment Committee that maintains an approved list of roughly 100 large‑cap stocks; investment implementation uses domestic and international equities, fixed income, mutual funds, ETFs, and model allocations. The firm also allocates client assets to unaffiliated Independent Advisors when appropriate and deploys strategy‑specific approaches — including tax‑managed direct indexing and long/short strategies (Aperio) and options overlay strategies (SpiderRock) — with ongoing oversight and client suitability reviews.

What is distinctive about Girard relative to many multi‑team peers is its corporate structure and affiliated relationships: the firm is a wholly owned subsidiary of Univest Bank and Trust Co. (part of publicly traded Univest Financial Corporation) and discloses affiliated entities such as Girard Investment Services (a FINRA member broker‑dealer) and Univest Insurance, which inform the firm’s ability to recommend banking, trust, brokerage, and insurance services. The brochure further highlights the firm’s breadth of retirement plan services, use of Independent Advisors for specialized strategies, and the attendant disclosure and monitoring processes for fees and conflicts — features that are less common among similarly sized multi‑team advisers.