Westborough, MA Rev Thomas Hooker Rd Office

Girard Capital Management is a registered investment adviser formed in October 2024 that provides discretionary portfolio management and financial planning primarily to individual and high‑net‑worth clients. The firm reports $1,218,068 in discretionary assets under management (as of December 31, 2025) and charges fees based on assets under management while not participating in wrap fee programs.

The firm’s stated approach emphasizes passive portfolio construction using index mutual funds and ETFs within a Modern Portfolio Theory framework, supplemented by fundamental, technical and charting analysis when appropriate; it documents client objectives in an Investment Policy Statement and typically operates with discretionary trading authority. GCM’s investment universe includes common asset classes (equities, fixed income, mutual funds and ETFs) but also extends to REITs, commodities and less‑liquid vehicles such as venture capital funds and private placements, and it has a policy for fair allocation of limited‑supply opportunities like IPOs.

Distinctive features for a firm of this size include its recent formation and small advisory team alongside access to private and alternative investments that are uncommon among similarly sized managers. The firm relies on custodial statements (Charles Schwab) rather than providing its own periodic account reports to clients and discloses that it does not accept performance‑based fees or participate in soft‑dollar arrangements.