Richmond, VA Office

Gladwyn provides financial planning and investment advisory services primarily to individual clients — including high‑net‑worth individuals — as well as trusts, estates, retirement plans, charitable organizations and business entities. Services include comprehensive and modular financial planning, portfolio management on a discretionary or non‑discretionary basis, and targeted consulting on cash flow, retirement, college funding and related financial decisions; the firm also offers in‑house tax preparation and divorce financial analysis as additional services.

The firm’s investment approach emphasizes long‑term, asset‑allocation driven portfolios implemented mainly with index‑oriented mutual funds and ETFs, using an Investment Policy Summary developed from a client questionnaire and advisor consultations. Gladwyn analyzes accounts on an aggregated basis, monitors portfolios continuously, and follows a disciplined rebalancing process (at least quarterly), explicitly avoiding market timing.

Distinctive operational features include offering limited‑scope, hourly planning alongside ongoing asset management and not imposing a firm account minimum, a formal succession arrangement with a larger wealth partner to support continuity, and a custody/execution model that directs business to Fidelity and certain fund families while not using block trades. The firm also discloses that a modest portion of advisor time is devoted to tax preparation and divorce financial analysis, which clients may elect in addition to advisory services.