Global Advisors, LLC

The firm provides discretionary and non-discretionary investment management and financial planning services with a notable focus on retirement plans, offering ERISA 3(21) and 3(38) advisory services for 401(k), 403(b), pension, and profit-sharing plans in addition to individual planning and consulting engagements. It also offers ongoing financial planning, one-time consultations, and plan-related deliverables such as investment policy statements and periodic monitoring for plan sponsors.

Investment methodology draws on multiple analysis techniques — including fundamental and technical analysis, Modern Portfolio Theory, and Monte Carlo planning — and the firm employs a range of strategies from long-term holdings to active trading, options strategies and margin use. The brochure discloses that the adviser may implement derivatives and borrowing in client accounts, including separately managed accounts, and reviews accounts regularly for rebalancing and tax-loss harvesting.

What distinguishes the firm from many peers is the combination of pension consulting and plan management with ancillary licensed activities: the firm’s principal is also a licensed insurance agent and provides tax preparation, immigration consulting and notary services (disclosed conflicts and commissions may arise). It also uses both hourly and fixed-fee arrangements for financial planning, an arrangement that the firm highlights alongside its disclosures about third-party compensation and conflict-mitigation procedures.