Golden Years Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$40,010,000
Clients
279
3% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
279
Very HighAverage account size
$143,405
About
Golden Years Financial serves individual and high‑net‑worth clients, offering ongoing portfolio management, financial planning, and portfolio risk analysis. The firm commonly works as a co‑advisor by directing clients to third‑party investment managers and providing tailored financial plans and portfolio reviews.
GYF’s investment approach is grounded in modern portfolio theory and a long‑term trading horizon, with implementation guided by each client’s investment policy statement and risk tolerance. Rather than executing trades in‑house, the firm conducts due diligence on and refers clients to selected third‑party advisers, performs periodic (including annual) reviews, and delivers a focused portfolio risk analysis service.
What distinguishes the firm from many peers is its integration of insurance services: a licensed insurance agent affiliated with an insurance business offers insurance and annuity products to clients, and the firm discloses that these commissionable sales create a potential conflict of interest. The firm also emphasizes structured funds and structured notes among its recommended investments and operates without account minimums while relying on third‑party managers for trade execution.
Client services
Financial planning
Portfolio management
Selection of other advisers
Portfolio analysis (mri) services
Expertise
Annuities
Demographic focus
Approaching retirement
Fee options
$500 one-time Portfolio Risk Analysis fee; $200-$2,000 fixed fees for financial planning
$0 - $500,000: 0.99% $500,001 - $1,500,000: 0.75% $1,500,001 - $7,500,000: 0.50% $7,500,001+: 0.50%
$200-$400 per hour
Main office location
Golden Years Financial, LLC
7201 W Lake Mead Blvd, Suite 120
Las Vegas NV 89128, United States
Number of offices
1
Most active in
Golden Years Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Nevada · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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