Gould Ruma Financial Advisors

Colleen Oberhaus is a financial advisor with Gould Ruma Financial Advisors in Toledo, OH, holding a Series 66 designation and 12 years of industry experience. She previously worked at The Huntington Investment Co. and has been with Gould Ruma and affiliated with LPL Financial since 2017. Oberhaus also provides tax preparation and accounting services as part of her professional activities. Gould Ruma Financial Advisors specializes in financial and tax planning services without managing or custodian client assets. The firm focuses on written planning deliverables and operates on an hourly or fixed-fee basis, referring clients to LPL Financial for investment management when needed.

Peter Ruma is a ChFC® credentialed financial advisor with 38 years of industry experience. He is a principal at Gould Ruma Financial Advisors in Toledo, OH, where he has worked since 2009. Prior to that, he was associated with LINSCO/Private Ledger, Corp. since 2005. His other business activities include selling fixed life insurance and group insurance products. Gould Ruma Financial Advisors provides financial, tax, and business planning services focused on budgets, estate, tax, insurance reviews, and goal-setting. The firm operates on an hourly or fixed-fee planning model without managing or custodian client assets, referring investment management to LPL Financial and emphasizing written planning deliverables over discretionary portfolio management.