Graff Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Graff Financial, LLC is a boutique advisory firm that provides asset management and financial planning to individuals, pension and profit‑sharing plans, trusts, estates, and business entities. Services include ongoing investment advice, written financial plans addressing taxation and estate/trust matters, and implementation recommendations that clients may choose to execute through their custodian.
The firm employs model asset‑allocation portfolios implemented primarily with no‑load mutual funds and exchange‑traded funds, relying on both quantitative and qualitative research and periodic portfolio reviews. Graff Financial manages the majority of its assets on a non‑discretionary basis—requiring client approval before executing trades—which makes the investment process more collaborative and can affect trade timing and implementation.
Graff Financial reported $87,503,710 of non‑discretionary assets under management as of December 31, 2025, a characteristic that is uncommon among independent advisers and highlights an emphasis on client‑directed decisions. The firm also offers standalone financial planning, does not use performance‑based fees or wrap programs, and discloses it does not receive compensation from fund or insurance companies when recommending investments.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.90% $2,000,001 - $3,000,000: 0.80% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.25%
Hourly planning fees range from $200-$250/hour and are negotiable.
Fee-only: Hourly planning fees range from $200-$250/hour and are negotiable.
Main office
4926 Lincoln Drive
Edina MN 55436
Advisors at this office
1
Most active in
Minnesota
Also doing business as
Graff Financial Advisory · Graff Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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