Graney& King, Llc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Graney & King provides asset management, financial planning, and retirement plan consulting to individuals (including high‑net‑worth clients), trusts and employer plans. The firm reports discretionary management of roughly $484 million across about 791 client relationships supported by four advisors.
Investment services are delivered largely through LPL Financial’s Strategic Wealth Management platform and several LPL‑sponsored programs (Optimum Market Portfolios, Personal Wealth Portfolios, Model Wealth Portfolios and Manager Access Select), using model portfolios, mutual funds, ETFs and third‑party SMA managers with regular review and rebalancing. The brochure discloses that the firm may use borrowing/margin in client accounts (including separately managed accounts) and assesses advisory fees on positions purchased on margin.
The firm’s structure includes dually registered personnel who act as broker‑dealer representatives and as insurance agents, and the brochure explains the potential for commission‑based compensation on product sales outside advisory accounts. Combined with a comparatively high client load per advisor and reliance on custodial and sponsored program relationships with LPL and Schwab (including disclosed transition assistance and platform support), these features shape how the firm delivers advice and are identified as potential conflicts of interest in its disclosure materials.
Client services
Expertise
Fee options
Flat fees up to $20,000 for financial planning and consulting services; retainer up to $1,200
$0 - $10,000: Up to 1.75% $10,000 - $25,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $25,000 - $50,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $50,000 - $250,000: Program minimums apply (see LPL Financial Sponsored Advisory Programs) $250,000+: Program minimums apply (see LPL Financial Sponsored Advisory Programs)
Up to $475 per hour for financial planning and consulting services
Fee-only: Hourly fees up to $475/hour; flat fees up to $20,000; flat fees not to exceed $1,200 retainer when services cannot be rendered within 6 months
Main office
623 New Loudon Road
Latham NY 12110
Advisors at this office
4
Most active in
California · Colorado · Connecticut · Florida · Massachusetts · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · South Carolina · Texas · Virginia
Also doing business as
Graney & King, LLC · Graney& King, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Timothy G
CFP®, Series 63
Latham, NY
Graney& King, Llc
Timothy Graney is a CFP® with 35 years of experience in the financial industry. He has been with Graney & King, LLC and LPL Financial LLC since 1998. Graney & King provides asset management, financial planning, and retirement plan consulting to individuals, trusts, and employer plans. The firm manages approximately $484 million in assets across about 791 client relationships, utilizing LPL Financial’s Strategic Wealth Management platform and several sponsored programs.
Edward K
CFP®, Series 63
Latham, NY
Graney& King, Llc
Edward King is a CFP®-certified financial advisor with 34 years of industry experience. He has been with Graney & King, LLC since 1998 and also maintains a long-term affiliation with LPL Financial LLC. Edward offers long-term care insurance as part of his business activities. Graney & King provides asset management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, and employer plans. The firm manages approximately $484 million across nearly 800 client relationships, delivering investment services primarily through LPL Financial’s Strategic Wealth Management platform and various sponsored programs.
Richard F
Series 63, Series 65
Latham, NY
Graney& King, Llc
Richard Finelli is a financial advisor with Graney & King, LLC in Latham, NY, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at LPL Financial, Linsco/Private Ledger Corp, and Graney & King since 2006 and operates a CPA practice with over 39 years of experience. Graney & King provides asset management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, and employer plans. The firm manages approximately $484 million across about 791 client relationships, delivering investment services primarily through LPL Financial’s Strategic Wealth Management platform and sponsored programs.
Phillip H
Series 66
Latham, NY
Graney& King, Llc
Phillip Harabarovici is a financial advisor at Graney & King, LLC with six years of industry experience. He holds a Series 66 designation and has worked with LPL Financial LLC and several other firms over the course of his career. Outside of his advisory role, he serves as a nonprofit board member at the Saint Sophia Greek Orthodox Church in Albany, assisting with local volunteer and community events. Graney & King provides asset management, financial planning, and retirement plan consulting to individuals, trusts, and employer plans. The firm manages approximately $484 million across nearly 800 client relationships and delivers services primarily through LPL Financial’s Strategic Wealth Management platform and sponsored investment programs.
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