Granite Wealth Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Granite Wealth Management is a small, state‑registered advisory firm serving individual clients, business entities, and charitable organizations through personalized investment management, financial planning, and consulting. The firm manages about $87 million with two advisors and does not impose an account minimum, offering both discretionary portfolio management and non‑discretionary consulting engagements.
The firm describes a tailored, multi‑method investment process that may use fundamental, technical, bottom‑up and top‑down analysis and common strategies such as diversification and asset allocation, and it monitors accounts with at least annual reviews and monthly reporting. Granite Wealth supports managing held‑away employer or externally maintained accounts via third‑party access platforms and typically custodies assets through Schwab Advisor Services while deducting fees directly from client accounts.
Notable features that distinguish Granite Wealth from many peers include its use of client testimonials in marketing materials and a client roster weighted toward non‑high‑net‑worth individuals rather than affluent households, along with no stated account minimums. The firm also discloses potential conflicts and unusual arrangements: a principal is a licensed insurance agent who may receive commissions, he has rental properties held in personal trusts, and that same principal resolved a 2019 FINRA matter (a $5,000 fine and 60‑day suspension) and currently operates under conditional registration with heightened supervisory conditions.
Client services
Expertise
Fee options
$1,000 - $15,000 depending on scope of engagement for financial planning and consulting services
0.25% - 2.00% annually
$1,000 - $10,000 upon execution of transaction for brokerage services
$350 - $500 per hour
Main office
32 Court Street, 2nd Floor
Plymouth MA 02360
Advisors at this office
2
Most active in
Massachusetts · Rhode Island · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
John Z
Series 66
Plymouth, MA
Granite Wealth Management LLC
John Zaro is a financial advisor at Granite Wealth Management LLC in Plymouth, MA, with eight years of industry experience. He holds a Series 66 designation and previously worked at International Assets Advisory, LLC and International Assets Investment Management. Zaro served in the United States Marine Corps for 12 years before entering the financial industry. Granite Wealth Management is a small, state-registered advisory firm that serves individual clients, business entities, and charitable organizations through personalized investment management, financial planning, and consulting. The firm employs a multi-method investment process incorporating fundamental, technical, bottom-up, and top-down analysis, with no account minimums and a client roster weighted toward non-high-net-worth individuals.
Bruce Z
Series 63, Series 65, Series 66
Plymouth, MA
Granite Wealth Management LLC
Bruce Zaro is a financial advisor at Granite Wealth Management LLC in Plymouth, MA, holding Series 63, 65, and 66 designations with 41 years of industry experience. His prior work includes roles at International Assets Investment Management, Bolton Global Asset Management, and Diamond Brothers Realty Trust. Outside of advisory services, Bruce is licensed as an independent insurance agent. Granite Wealth Management is a small, state-registered advisory firm serving individual clients, business entities, and charitable organizations. The firm offers personalized investment management and financial planning with a tailored investment process and no account minimums, managing approximately $87 million across discretionary and non-discretionary engagements.
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