Mequon, WI Office

Grant, Koehler & Levin Ltd. provides personalized financial planning and investment management to individuals, pension and profit‑sharing plans, trusts, estates, charitable organizations and small businesses. The firm serves both non‑high‑net‑worth and high‑net‑worth individuals and manages client accounts on both discretionary and non‑discretionary bases, with an account minimum generally set at $250,000.

The firm’s investment approach emphasizes preservation of capital, cash‑flow generation and risk reduction, with asset allocation seen as the primary determinant of portfolio performance; portfolios typically hold cash, bonds, large U.S. equities, mutual funds and ETFs. While many accounts follow a buy‑and‑hold orientation, the firm routinely uses derivatives (including covered‑call writing and put options) for hedging and may employ margin or other borrowing in separately managed accounts where appropriate.

Noteworthy features that set the firm apart from most peers include its willingness, in limited cases, to enter into performance‑based fee arrangements for qualified clients and its explicit disclosure that derivatives and borrowing are used within separately managed accounts, with procedures to address the conflicts those practices can create. The firm also aggregates systematic option activity (for example, option rolls in covered‑call programs) across eligible custodial accounts and relies on major custodial platform services that provide trading, research and order‑aggregation capabilities.