Grape Modern Wealth Management

Grape Modern Wealth Management is an independent advisory firm that serves primarily individual clients and oversees about $38.6 million across roughly 145 accounts. The firm offers continuous discretionary portfolio management, periodic financial planning reviews, estate-planning guidance delivered through third‑party platforms if clients opt in, and consulting on held‑away assets.

The firm generally manages accounts under limited discretionary trading authority while also permitting non‑discretionary arrangements when clients prefer transaction pre‑approval. Grape Modern documents client objectives in an Investment Policy Statement, provides proxy‑voting services, and can serve ERISA and tax‑qualified retirement accounts subject to plan documentation.

What distinguishes the firm from many peers is that it sponsors a wrap fee program, consolidating third‑party custodial and transaction charges into a single advisory fee and covering transaction costs from that fee — a structure uncommon among independent advisers. The firm also withdraws advisory fees directly from client accounts and applies a blended, tiered billing methodology to allocate advisory charges across client asset tiers.