Graystone Advisor, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Graystone Advisor is a state‑registered, single‑advisor investment adviser that provides comprehensive financial planning and discretionary portfolio management primarily to individual clients, including high‑net‑worth individuals. Services described in the brochure include retirement and estate planning, tax and risk‑management reviews, investment analysis, and implementation through outside managers and SEI’s platform.
The firm combines passive and active management approaches and employs fundamental, technical, and cyclical analysis when constructing portfolios, with asset allocation frequently implemented via SEI models or other third‑party managers on a discretionary basis. Client relationships are built around individualized investment policy statements, ongoing monitoring, and at least annual reviews of financial plans and accounts.
Compared with many solo independent advisers, the firm’s brochure highlights an active marketing and education program that includes public seminars, paid speaking engagements, and the use of third‑party ratings and client testimonials in its outreach. The principal holds the CFP® designation, and the firm’s pricing approach does not rely on a traditional percentage‑of‑assets under management model.
Client services
Expertise
Fee options
Fixed monthly or quarterly fee for comprehensive financial planning services as part of combined financial planning and investment management; seminar fees range from free to $20,000 per seminar or up to $1,000 per participant.
Account minimum: $16,000 minimum ongoing annual fee Minimum fee: Minimum ongoing annual fee of $16,000 Fee-only: Annual advisory fee based on 0.5% of Client’s net worth plus 1.0% of Client’s annual income; fees are negotiable and pro-rated; no additional fees based on percentage of assets under management.
Main office
Foster City CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)