A complete list of active advisors currently associated with Great Lakes Bay Financial

Warmer can help you find a great advisor at Great Lakes Bay Financial or one who fits your needs even better.

Great Lakes Bay Financial provides discretionary asset management alongside financial planning and consulting to a varied client base that the firm describes as including individual investors, high‑net‑worth individuals, trusts, estates, charitable organizations and business entities. Services include ongoing portfolio management as well as full financial plans and shorter consultation engagements tailored to particular topics. The firm documents client goals, time horizon and risk tolerance to set investment objectives and typically exercises discretionary authority to implement asset allocation and security selection using fundamental and technical analysis. Account reviews are performed at least quarterly and the firm also offers financial planning on an hourly basis, in addition to its asset management services. Notable distinctions for this small, two‑principal firm include disclosed outside business activities: the principals act as independent insurance agents and one principal also maintains a separate law practice, each reported as occupying less than 10% of their time and identified as potential conflicts that are mitigated by disclosure. The ADV also notes that the firm reported no assets under management as of the most recent filing and was reestablished after failing to renew its registration in 2025.

To learn more about the advisors currently working at Great Lakes Bay Financial, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Suellen Estes	Saginaw, MI	40
Bradley Montgomery	Saginaw, MI	18

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