Greystone Financial & Estate Services, Inc.

Greystone Financial & Estate Services serves individual and high‑net‑worth clients as well as business entities, offering discretionary portfolio management, retirement plan consulting, and ad‑hoc financial planning and consulting services tailored to each client’s circumstances. The firm’s brochure notes it constructs diversified portfolios using individual securities, mutual funds, ETFs, REITs, and cash equivalents and may also advise on “held‑away” accounts at clients’ request.

Greystone describes a customized, fiduciary‑oriented investment process that blends fundamental and technical analysis with asset‑allocation and both long‑ and short‑term purchase strategies, and it monitors accounts on an ongoing basis while providing custodial account statements at least quarterly and additional written reports upon client request. The firm requires use of Charles Schwab for custody and trade execution and discloses that it receives research and other services from Schwab that support its advisory activities.

What is noteworthy relative to many peers is that the firm discloses advertising of hypothetical and performance results in its materials — a practice the firm notes alongside its routine account reporting — and that some associated persons are licensed to sell insurance and may receive commission compensation, with the brochure stating those insurance activities occupy roughly three to six aggregate hours per month during trading hours. The brochure also highlights that the firm operates with a small advisory team while managing seven‑figure asset levels and details its recent SEC registration and long operating history, which bears on how it allocates responsibilities and potential conflicts described in the document.