G

Groff Wealth Management

Updated today

Client AUM

$0

Clients

0

Advisors

1

of 1 employees

About

Groff Wealth Management, LLC provides integrated wealth management and financial planning to individuals and high‑net‑worth clients, generally operating with a stated $1,000,000 account minimum that may be reduced on a case‑by‑case basis. The firm delivers continuous, discretionary portfolio management together with financial planning services that address retirement, tax planning, estate matters, college savings, insurance, cash flow, and business‑owner issues.

Investment decisions are guided by Modern Portfolio Theory and a blend of passive and active strategies, with an emphasis on asset allocation, diversification, and tax efficiency. The firm may use outside managers and has a formal sub‑advisory arrangement with 55ip to implement model portfolios and provide automated tax‑loss harvesting for selected client accounts.

Distinctive features include its fee‑only structure and status as a recently formed, solo CFP®‑led advisory practice with no assets under management at the time of its ADV filing. The firm stands out among peers for having an early operational partnership with a model‑portfolio/tax‑loss harvesting provider and for relying on an institutional custodian platform (Charles Schwab) for execution, custody, and supporting technology while coordinating referrals to unaffiliated third‑party professionals.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

Wealth management Tax-loss harvesting Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy Retirement withdrawal strategies

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Fee options

Percentage

$0 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.90% $2,500,001 - $4,000,000: 0.80% $4,000,001 - $6,000,000: 0.70% $6,000,001 - $10,000,000: 0.60% $10,000,001 - $25,000,000: 0.50% $25,000,001+: 0.35%

Other

Account minimum: $1,000,000 Fee-only: Fee-only firm, compensated solely by its Clients through advisory fees.

Main office

909 Ridgebrook Rd, Suite 212

Sparks MD 21152

Advisors at this office

1

Most active in

Maryland

Also doing business as

Groff Wealth Management · Groff Wealth Management, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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Advisors at this firm

Kent G

CFP®

Sparks, MD

Groff Wealth Management

My path to founding Groff Wealth Management began during the most difficult chapter of my life. Watching my father battle brain cancer was a profound lesson in how quickly circumstances can change. In the wake of his passing, I saw the need for the families I serve to live life now instead of one day. Over and over I see families with the means but lacking the permission to spend and enjoy their lives. Most firms are built to scale, often at the expense of the client experience. I chose a different path. I intentionally serve a limited number of families. By staying small, I can provide a concierge-level service that larger firms have a hard time matching. For the widow/ widower: I carry the mental load. Whether it’s navigating complex employer benefits, handling the paperwork of loss, or ensuring your legacy is secure, I am in the trenches with you so you have the space to heal. For the Retiree: You’ve worked hard to build your resources. I ensure those resources are aligned with your values, allowing you to stop worrying about the "what-ifs" and start living your life to the fullest. A Personal Commitment: When you call, I answer. Whether I’m in the office or coaching my kids’ sports teams, my clients have a direct line to me. You aren't a line item on a balance sheet, you are a family I have committed to protect. My mission is to provide the clarity you need to move forward with confidence. If you’re looking for a partner to help carry the weight of your financial life so you can focus on what truly matters, I’d be honored to talk.

General tax planning Income planning Widow/Widower Baby Boomers (Born 1946-1964)
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