Growth Financial

The firm intends to provide fee-only, discretionary portfolio management through separately managed accounts to individuals (including both non‑high‑net‑worth and high‑net‑worth clients), as well as retirement accounts, trusts, estates, and family accounts. It requires a completed Client Profile and Investment Policy Statement before accepting an account and, at the time of its brochure, had not yet commenced advisory operations or begun managing client assets.

The investment program is built around two proprietary strategies developed and maintained internally — a Value Strategy and an AI Adoption Strategy — and relies primarily on fundamental company analysis to select publicly traded common stocks and determine position sizes. The firm documents a target allocation between the two strategies for each client, exercises discretionary trading authority to implement and rebalance portfolios, and requires that existing or client‑directed securities not selected by the firm be removed prior to discretionary management.

Several aspects are atypical for firms in this regulatory category: it plans to serve both non‑HNW and HNW individual clients and to offer individualized portfolio management focused solely on common stocks, rather than pooled funds, ETFs, fixed income, or digital assets. The firm also states it will not advise private funds (while the principal maintains an inactive fund entity that would require separate compliance review before any activation) and requires accounts to be maintained at a single qualified custodian.