Lancaster, PA Embassy Dr Office

Growth Point Financial LLC provides investment advisory services and financial planning to individual clients. The firm manages portfolios and advises on ETFs, mutual funds, individual equities, fixed‑income securities, CDs and insurance products, and it offers periodic educational seminars and workshops at no additional charge.

The firm emphasizes low‑cost ETFs and a buy‑and‑hold, long‑term trading approach informed by modern portfolio theory and quantitative analysis, with strategies tailored to each client’s stated goals and recorded in a client profile. Financial planning is offered as a discrete deliverable and investment management is carried out with discretionary authority when appropriate.

Notable distinctions include acting as the sponsor and portfolio manager of a wrap fee program — a relatively uncommon arrangement among independent advisers — while indicating that wrap accounts are managed in the same manner as non‑wrap accounts. The firm’s principal is also a licensed insurance agent and owner of an affiliated insurance agency and may offer commissionable insurance products (for example, life insurance, Medicare supplement plans, and annuities); the brochure discloses these activities and documents the related conflicts of interest for clients.