GRP Retirement Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
GRP Retirement Planning is an SEC‑registered investment adviser that manages roughly $155 million for individuals, high‑net‑worth clients, businesses, non‑profits and municipal entities, providing discretionary and non‑discretionary portfolio management, written investment strategies, financial planning, and access to third‑party sub‑advisors. Its services cover a range of investment products including cash, stocks, ETFs, mutual funds, bonds and annuities, along with consulting on risk assessment and estate planning.
The firm tailors advice to each client’s objectives, time horizon and stated risk tolerance and uses a mix of approaches such as asset allocation, dollar‑cost averaging, technical analysis, and both long‑ and short‑term purchases; GRP may engage unaffiliated sub‑advisors to manage all or a portion of client assets while retaining supervisory responsibility. Accounts are reviewed at least quarterly, clients receive regular custodian reporting, the firm recommends custodians with which it has relationships (Charles Schwab and Fidelity), and it highlights potential tax implications and the advisability of ongoing consultation with tax professionals.
A distinguishing feature is GRP’s employer‑sponsored financial education program, through which corporate clients can make virtual seminars and one‑on‑one sessions available to employees and household members on topics ranging from retirement planning and employee benefits optimization to college savings, tax strategies, and estate planning—an offering that is uncommon among peer team firms. The brochure also discloses that the firm owner has an ownership interest in Gosline Retirement Planning (an insurance business) and that some representatives are licensed insurance agents, creating potential referral conflicts the firm describes and manages, and it notes that certain service providers used by the firm incorporate artificial intelligence components.
Client services
Expertise
Fee options
Financial planning fixed fees range from $1,000 to $10,000 per project, negotiable
$0 - $250,000: 1.70% $250,000 - $500,000: 1.60% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.40% $1,000,001 - $2,000,000: 1.25% $2,000,001+: 1.00%
Commission-based insurance products sold by some representatives, but not through advisory services
Financial planning hourly fees range from $250 to $2,500 per hour, negotiable
Minimum fee: $200 initial Onboarding Fee for new Asset Management clients Fee-only: Asset management fees, financial planning fees, and employer sponsored financial education fees only; no commissions charged by GRP
Main office
633 Maine Avenue
Farmingdale ME 04344
Advisors at this office
5
Most active in
Florida · Maine · New Hampshire · North Carolina · Texas · Vermont
Also doing business as
Gosline Retirement Planning, Inc. · Grp Financial Services, LLC · Grp Retirement Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Brooks R
Series 63, Series 65
Farmingdale, ME
GRP Retirement Planning
Brooks Riley is a financial advisor at GRP Retirement Planning with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including AlphaStar Capital Management, Advisory Alpha, and Greene Point Partners. Outside of advisory roles, he also provides business consulting focused on practice management, marketing, and operational workflow efficiencies. GRP Retirement Planning manages approximately $155 million for a diverse client base including individuals, high-net-worth clients, businesses, nonprofits, and municipal entities. The firm offers tailored investment management, financial planning, and access to third-party sub-advisors, with a notable employer-sponsored financial education program for corporate clients.
Nathan N
Series 65
Farmingdale, ME
GRP Retirement Planning
Nathan Nichols is a financial advisor with GRP Retirement Planning, holding a Series 65 credential and nine years of industry experience. He has worked with multiple firms, including Advisory Alpha, LLC and Planners Alliance LLC, and serves as President of Gosline Retirement Planning, an insurance and annuity sales business. GRP Retirement Planning is an SEC-registered adviser managing approximately $155 million for individuals, high-net-worth clients, businesses, non-profits, and municipal entities. The firm provides customized portfolio management and financial planning services, employing various investment strategies and offering employer-sponsored financial education programs.
Jacob C
Series 65
Farmingdale, ME
GRP Retirement Planning
Jacob Coan is a Series 65-licensed financial advisor with four years of industry experience. He is currently affiliated with GRP Retirement Planning, a team-based firm, and has previously held roles at Gosline Retirement Planning, Advisory Alpha, LLC, and Summit Real Estate. Outside of his advisory work, Coan has experience in real estate sales. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for a diverse client base, including individuals, businesses, non-profits, and municipal entities. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party sub-advisors, employing a variety of investment approaches tailored to client objectives and risk tolerance.
Lance H
Series 63, Series 65
Farmingdale, ME
GRP Retirement Planning
Lance Harder is a financial advisor at GRP Retirement Planning with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including New York Life Insurance Company and Pruco Securities LLC. Outside of his advisory role, he is involved with Gosline Retirement Planning, where he works as a licensed insurance agent. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for a diverse client base including individuals, businesses, and non-profits. The firm provides tailored portfolio management, financial planning, and access to third-party sub-advisors, and offers a notable employer-sponsored financial education program.
John B
Series 63, Series 65
Farmingdale, ME
GRP Retirement Planning
John Bandstra is a financial advisor at GRP Retirement Planning with Series 63 and Series 65 credentials and three years of industry experience. His prior roles include positions at Lincoln International and KPMG LLP. GRP Retirement Planning is an SEC-registered investment adviser managing approximately $155 million for individuals, high-net-worth clients, businesses, nonprofits, and municipal entities. The firm offers tailored financial planning and portfolio management services using a variety of investment approaches and provides employer-sponsored financial education programs, including virtual seminars and individual sessions on retirement and tax planning.
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