GTC Wealth Solutions, LLC

GTC Wealth Solutions intends to provide ongoing discretionary portfolio management to individuals, high-net-worth individuals, trusts, and estates, with an emphasis on retirement-income and systematic withdrawal (decumulation) planning across taxable, IRA, and Roth accounts. Its advice is limited to exchange-traded funds, other pooled funds, individual equity and fixed‑income securities, and cash equivalents; the firm does not advise on private placements, limited partnerships, commodities, insurance products, real estate, or other alternative investments.

The firm’s approach centers on strategic asset-allocation and glidepath analysis implemented primarily with diversified ETFs and pooled funds, long-term holdings with periodic rebalancing, and tax- and cash-flow analysis to shape withdrawal sequencing for retirees. It offers discretionary-only management, implements target allocations and rebalancing rules, and may use active funds selectively where deemed appropriate.

Notable features include its plan to offer individualized portfolio management to retail and HNW clients—an offering that is uncommon among firms with no prior advisory clients—and its explicit decision not to act as a private‑fund adviser. The firm is a single‑manager, discretionary adviser that requires custody at a designated qualified custodian (Interactive Brokers LLC), maintains personal‑trading controls and a written succession and business continuity plan, and has not yet commenced operations or accepted client assets.